If you live in Florida....

and you have any issues with insurance of any kind....go to the Florida Office of Insurance Regulation:  http://www.floir.com/ContactUs.aspx .
File a consumer complaint. Have all the names of the companies ready. If you are filing a health insurance complaint, there will be many providers involved. Once it is in their hands...they will send an email to all the entities and all providers will have 24 hours to comply or explain what is happening. You can also give the name of your insurance compay and find out how many billions of dollars they have in Florida and how many complaints have been filed within 365 days.

If you want to give your insurance company a "heads up"....just ask for a senior supervisor because you're ready to file a complaint....and VOILA....suddenly you'll be in a three-way call and everyone is your BFF.

BTW, I asked my insurance company why Blue Cross/Blue Shield of Florida is offering a colonoscopy (even though I really don't want one and they can run as high as $3,000) as part of their Wellness Program. She said it is required by law now. I asked if it was now part of my policy and she said no....because I am grandfathered in and they are only included in all of their NEW policies. I asked if I would have to cancel and then apply to get a new policy and she said no. They are no longer writing new policies for anyone in Florida. It's getting grim.

Lunch at Dune Dog




Well, the Thanksgiving feast is over ... I had the turkey sandwiches and I need a break till turkey soup. I checked  Facebook and some friends were shoveling snow and some were putting up Christmas trees.


Hmmm ... I think I'd rather take a short trip to Dune Dog in Jupiter, FL. There was a 15 minute wait for a table but it was worth it. It was a hot day ... no snow to shovel ... thank goodness those fans (see top of photo) were running. See that big silver heater (left in photo above)? That means they're ready for a cold, winter day too. We'll still be in shorts and flip flops, but we're ready to brave the 62 degree weather. The hot dogs and beer will warm us from the inside out.

I like that the picnic tables are topped with stainless steel. No ants crawling through the wood! I hate sharing my food with them.

While you're in the area ... Jupiter has some great antique and thrift shops on Center St.